Welcome to Mirian Crypto Insu (“Mirian”, “we”, “our”, or “us”). By accessing or using our website (mirian-crypto-insu.com), platform, or any related services (collectively, the “Services”), you (“you”, “user”, or “customer”) agree to be bound by the following Terms and Conditions (“Terms”).
Please read these Terms carefully before using our Services.
1. Eligibility
To use our Services, you must:
- Be at least 18 years of age.
- Have the legal capacity to enter into binding agreements.
- Not be located in a country subject to sanctions or restrictions.
By using our Services, you represent and warrant that you meet these requirements.
2. Nature of Our Services
Mirian provides crypto-native insurance products designed to protect against specific risks associated with digital assets, including but not limited to:
- Smart contract vulnerabilities
- DeFi protocol exploits
- Exchange hacks
- Wallet theft
- NFT loss or damage
Important: Coverage is subject to policy-specific terms, conditions, and exclusions. Mirian does not guarantee reimbursement for all losses. Always read your policy documents carefully.
3. No Financial or Legal Advice
Mirian does not offer investment, tax, legal, or financial advice. Any content provided on our platform is for informational purposes only and should not be relied upon as a substitute for professional advice.
4. User Responsibilities
You agree to:
- Provide accurate, complete, and current information when using our Services.
- Maintain the confidentiality of your wallet credentials and private keys.
- Not use our Services for illegal or unauthorized purposes.
You are solely responsible for any loss resulting from unauthorized access to your digital assets.
5. Smart Contracts and Risks
Our insurance policies are issued and executed via smart contracts on public blockchains. By using our Services, you acknowledge:
- Transactions are irreversible.
- Blockchain technologies carry inherent risks, including network failures, bugs, and exploits.
- You assume all responsibility for using decentralized technologies.
6. Claims Process
To file a claim, users must:
- Submit the required documentation via our platform.
- Agree to the terms of our claim review process.
- Cooperate in any investigation related to the claim.
Claims are evaluated by predefined criteria via smart contracts and/or community governance mechanisms.
Mirian reserves the right to deny claims that do not meet the criteria outlined in your specific policy.
7. Fees and Payments
Fees for insurance policies must be paid in the accepted cryptocurrencies or stablecoins. Pricing is subject to change based on market conditions and policy terms.
Once a policy is issued and active, payments are non-refundable unless otherwise specified.
8. Intellectual Property
All content on this website, including trademarks, logos, and code, is the property of Mirian or its licensors. You may not copy, modify, or distribute any content without written permission.
9. Third-Party Links and Integrations
Our Services may link to or integrate with third-party platforms. Mirian is not responsible for the content, policies, or practices of third-party services.
10. Limitation of Liability
To the maximum extent permitted by law, Mirian and its affiliates shall not be liable for:
- Indirect or consequential damages
- Loss of profits, data, or digital assets
- Downtime or service disruptions
- Claims beyond the coverage of your active policy
Our total liability shall not exceed the total amount paid by you to us in the 12 months preceding the claim.
11. Indemnification
You agree to indemnify and hold harmless Mirian and its officers, employees, and partners from any claims, losses, or damages arising out of:
- Your use of the Services
- Violation of these Terms
- Infringement of third-party rights
12. Amendments
We may update these Terms from time to time. Continued use of our Services after changes become effective constitutes acceptance of the revised Terms.
We will notify users of material changes via email or in-app notifications.
13. Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of [Insert Country/Region]. Any disputes arising shall be resolved exclusively in the courts of [Insert Jurisdiction].
14. Contact Us
If you have any questions about these Terms or need support, please contact us at:
📧 Email: support@mirian-crypto-insu.com
🌐 Website: mirian-crypto-insu.com
Mirian Crypto Insu — Securing the digital economy, one block at a time.